Financial health for everyone.

Free tools. Honest education. Expert guidance.

Everyone deserves to understand their financial health

Regardless of background, age, or experience. We're building tools and education that make financial clarity accessible to all Australians.

Most Australians lack financial clarity

🏦

Banks transact, don't educate

No proactive support or guidance beyond selling products

🔒

Tools are paywalled

Quality financial tools locked behind expensive subscriptions

📉

Low financial literacy

People don't know what they don't know

💼

Brokers chase volume

Transaction-driven, not client-driven relationships

Three Pillars

Impact first, transactions second.

01

Free Financial Health Check

A free tool anyone can use to understand their financial position. No paywalls.

02

Mentoring & Education

Grow the industry through coaching, podcasts, and courses.

03

Selective Brokerage

Premium service for 25 clients with complex needs. Quality over volume.

Free Financial Health Check

Our core mission — accessible to everyone, always free.

Always Free

Core features free forever

Works Everywhere

Mobile-friendly, no app needed

Privacy First

Data stays on your device

No Sales Pitch

Genuinely helpful, not a funnel

Mentoring & Education

Instead of servicing a few clients, mentor hundreds who serve thousands.

🎙️
Podcast
📺
YouTube
📚
Courses
📖
Book

"Grow a crew that serves with honesty, knowledge, and integrity."

Selective Brokerage

Premium service for complex lending needs. Quality over volume.

25
Max Clients
$20M
Avg Exposure
$500M
Target Book
Leadership

The Founder

Dong Mao

Founder & Director

Over 10 years in commercial banking across Australia's Big 4 institutions including Westpac, NAB, and St George. Deep expertise in SME and commercial lending, having managed portfolios worth hundreds of millions. Now leveraging institutional knowledge to democratise financial health for all Australians.

10+ Years Banking SME & Commercial Specialist Big 4 Experience Portfolio Management

2026 Roadmap

From foundation to launch and beyond.

Q1-Q2
Build
Cert IV, Aggregator, Health Tool MVP
Q3
Launch
Tool + podcast + YouTube live
Q4
Grow
1,000+ users, 10 clients
2027+
Scale
10,000+ users, courses, book

Why Oney & Co?

We succeed when people are financially empowered — client or not.

Free First

Education before transactions

Impact Focused

Measure success by lives helped

Integrity Always

Honest and ethical

Quality Over Quantity

25 clients max

Let's Connect

Ready to discuss? We're here to help.

Website

Financial health for everyone — free, clear, empowering.